YOU may be familiar with the phrase ‘look after the pennies and the pounds will look after themselves’ but who said it?
It was William Lowndes, more than 300 years ago.
Six little ways to save every day & be in a better position to tackle bigger costs Credit: Getty
He knew about budgeting having run the economy during the reigns of William III and Queen Anne.
Being careful won’t magic away rising bills but if you watch these small daily spends, you will be in a better position to tackle bigger costs.
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LUNCH MONEY: Buying lunch at work can quickly take a bite out of your budget.
If you spend £6 three times a week, switching just one of those meals to a packed lunch could save £312 a year.
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DRIP, DRIP SPENDING: Buying bottled water will drain your funds.
Spending £2 on a drink twice a week works out at £208 a year.
Take a reusable bottle and fill it using the Refill app.
BEAN COUNTER: We spend around £6.20 every time we visit a coffee shop, so cutting just one trip a week could save around £322 a year.
That’s equivalent to the average annual standing charges household’s pay for gas and electricity.
BRAND NEW BUDGET: If you swap just six well-known branded products for supermarket own brands, you can easily save £430 a year.
Simply swapping Kellogg’s cornflakes, costing around £2, to Tesco own-brand at 95p will crunch your costs by £55 a year if you do it every week.
FUEL FOR THOUGHT: The price of petrol has passed £1.70 per litre for the first time since August 2022.
Swap short journeys for a brisk walk or bracing bike ride.
Cutting out 20 miles a month in the car could save you £5 on unleaded — or £60 over the year.
CLICK FIX: When you order your weekly groceries to be delivered, costing £4.50 each time, you will fork out £234 over the year.
Switch to click and collect, starting from 50p, and you will spend just £26, saving more than £208 in total.
Just remember to factor petrol in costs if your supermarket isn’t nearby.
All prices on page correct at time of going to press. Deals and offers subject to availability.
Deal of the day
Save £40 on the Bluey mega celebration home and tree playset bundle at Argos Credit: Argos
GET a headstart on gifts for kids with the Bluey mega celebration home and tree playset bundle down from £80 to £40 at Argos.
SAVE: £40
Cheap treat
Save £4 on Superdrug shea butter hand cream Credit: supplied
KEEP your cream handy with two for the price of one on Superdrug shea butter hand cream, £4.
SAVE: £4
What’s new?
Give in to your pastry urges with the new Pie & Mash dine-in deal from M&S Credit: M&S
GIVE in to your pastry urges with the new Pie & Mash dine-in deal from M&S, available until September 29.
Choose two pies, including meat, vegan and gluten-free options, and three sides, for £10.
Top swap
Take £125 off the Julian Bowen Louis dining table, with code SAVE at Argos, taking it from £628 to £503 Credit: Online Home Shop
Or Online Home Shop’s Madison table, is down from £175 to £74.99 Credit: Online Home Shop
TAKE £125 off the Julian Bowen Louis dining table, with code SAVE at Argos, taking it from £628 to £503.
Or Online Home Shop’s Madison table, is down from £175 to £74.99.
SAVE: £428.01
Little helper
Flex a Morrisons More card to get 25 per cent off student kit Credit: supplied
FLEX a Morrisons More card to get 25 per cent off student kit – whether you’re heading to uni or not.
It takes the 5.2l Salter air fryer from £37.50 to £28.12, saving £9.38.
Shop & save
Save £1.90 on a four-pack of Heinz Beanz at Morrisons Credit: Morrisons
COUNT your beans at Morrisons with a four-pack of Heinz Beanz for just £2 down from £3.90.
SAVE: £1.90
Hot right now
STOCK up now – a 600g pack of Lurpak is half-price at Iceland and The Food Warehouse, down to £3.07.
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