WE’RE halfway through the year so it’s time for a financial MOT.
From tax rebates to loyalty points, you can easily put a few pounds back in your pocket before the start of 2027.
Six savvy ways to boost your bank balance with minimal effort Credit: Shutterstock
Here’s how to boost your bank balance with minimal effort . . .
TAXING TIMES: The standard 2026/27 code is 1257L (S1257L in Scotland) — and if yours is different, you could be entitled to a refund.
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You can claim back up to four years of overpayments, so check the HMRC app or gov.co.uk now to see if you’re owed some extra cash.
FINANCE AUDIT: Take control of your cash with the Rebel Finance School, set up by Alan and Katie Donegan.
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The pair, who retired at 35 and 40, offer solid money advice and discuss everything from budgeting to investing.
Their ten-week course is free and is available on Zoom and YouTube.
More than 50,000 people graduated from the Rebel Finance School in 2025 — join them at rebeldonegans.com.
ISA SWITCH: If your Cash ISA or savings account pays peanuts in interest, it’s time to change.
Use a comparison site such as Moneysupermarket.com to check out rates available, or you could go to moneyfactscompare.co.uk, updated hourly, to see if you could be earning more.
SPENDING TRACKER: Keep tabs on your spending with Snoop — a budgeting app that connects to your bank accounts and tracks your spending.
It lets you know about upcoming bills and can even help you find better deals on broadband and insurance.
The free version has most of the features you need and is a great way to keep tabs on where your money actually goes.
LOYALTY POINTERS: Fund your next holiday or family party with loyalty points.
Check your Boots Advantage card, Tesco Clubcard, Nectar points and Avios points to see what you could use now.
Add all your loyalty cards to your phone “wallet” so you never miss a trick at the till.
CHRISTMAS CLUB: It may only be July, but if you start putting aside £1 a day now, you’ll have £165 by Christmas.
That’s enough for a big food shop or at least a few pressies.
All prices on page correct at time of going to press. Deals and offers subject to availability.
Deal of the day
Save £10 on the Solo Scoops ice cream maker at Cuisinart.co.uk Credit: Cuisinart
CHURN out ice cream, sorbet or frozen yoghurt in 25 minutes with the Solo Scoops ice cream maker, down from £39.99 to £29.99 at Cuisinart.co.uk.
SAVE: £10
Cheap treat
Save 50p on ProperCorn sweet and salty popcorn at Morrisons Credit: Morrisons
GRAB a guilt-free snack with ProperCorn sweet and salty popcorn, down from £2 to £1.50 for six packs at Morrisons.
SAVE: 50p
What’s new?
There is a limited edition Fresh Blossom range of Soft & Gentle, £2.15 each at Savers Credit: Savers
THERE is a limited edition Fresh Blossom range of Soft & Gentle, £2.15 each at Savers.
England netball stars feature on the can and you could win a netball training pack for your club or school.
Top swap
Get the Erborian BB cream for £38.50 Credit: Boots
Or pick up the new Missha M BB cream, £12.90 Credit: Boots
IN warm weather, go for lighter coverage.
Get the Erborian BB cream for £38.50 or pick up new Missha M BB cream, £12.90.
Both available at Boots.
SAVE: £25.60
Little helper
This men’s regular fit trimmed textured suit jacket is down to £32 at Next Credit: Next
SCORE a smart new look for your next big event in the Next.co.uk sale.
This men’s regular fit trimmed textured suit jacket was £84 and is now £32.
Shop & save
Save £40 on the Yotrio egg chair at Robert Dyas Credit: Robert Dyas
HANG out in the garden in style with the Yotrio egg chair – was £129.99, now £89.99 at Robert Dyas.
SAVE: £40
Hot right now
STEP into summer with up to 60 per off in the Crocs sale. Whether you like classic clogs or sandals, there are big savings at crocs.co.uk.
PLAY NOW TO WIN £200
Join thousands of readers taking part in The Jattvibe Raffle
JOIN thousands of readers taking part in The Jattvibe Raffle.
Every month we’re giving away £100 to 250 lucky readers – whether you’re saving up or just in need of some extra cash, The Jattvibe could have you covered.
Every Jattvibe Savers code entered equals one Raffle ticket.
The more codes you enter, the more tickets you’ll earn and the more chance you will have of winning!
