“HABIT-STACKING” has become a popular way to make positive changes to your life without too much effort.
The idea is that you bolt-on a productive action to something that you already do every day.
Three habit-stacking techniques to help you save and shop better Credit: Getty
Use the trick to help get in control of your finances . . .
CHECK YOUR BANK ACCOUNT: People who check their balance daily tend to save more and stick to financial resolutions, according to Starling Bank research.
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Monitoring your account regularly means you are more likely to spot subscriptions that need cancelling, which could instantly put money back in your pocket.
To use the habit-stacking technique, think about a time you could log on and look at your balance alongside or after an existing daily action.
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For example, it could be after you have eaten your breakfast.
Once you do it a few times, it will feel as routine a part of your day as the existing action.
SAVE MORE: If you want to build up a rainy-day fund, get into the habit of adding £1-£5 to your savings account each time you carry out a certain action.
You could make it a little fun and quirky, such as putting away £1 through your phone every time you are waiting for the kettle to boil.
Or £5 every Monday morning before you walk into the office.
WAIT WISELY: If you are prone to impulse online purchases, try getting into a small habit before pressing buy.
This ritual can act as a pause and help you consider fully whether you really do want to make the purchase.
It could be always waiting at least an hour to add an item to your cart before going ahead with the transaction.
Or perhaps make a rule that you must list something on Vinted first, to make way — and partly pay — for your new item.
All prices on page correct at time of going to press. Deals and offers subject to availability.
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